Insurance | United Risk Services

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

If a Pipe Breaks

Learn what to do when a pipe bursts with this helpful video flooded with smart tips.

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The Other Sure Thing

A new LIMRA study shows that 40% of Americans believe the death of a primary wage earner would cause financial challenges.

Fallen Tree Damage—Who Pays?

Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.

Dog Bites and Homeowners Insurance

Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

Choosing Between Term and Whole Life Insurance

Confused about Term or Whole Life Insurance? Discover how they work and, most importantly, how they can work for you.

Insuring Your Business Against Cyber Liability

90% of small businesses in the U.S. don't protect their data from cyber attacks. Is your business at risk?

Should You Have More Than One Life Policy?

Whether you need more than one life insurance policy will depend on your personal and financial situation. In this article, we explore some of the reasons one might purchase additional policies.

Did You Know This Fact About Carpooling?

Carpooling might save you money on your premiums.

Teen Drinking and Your Liability

Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.

Is Cyber Liability Insurance Right for You?

Have you heard of cyber liability insurance? Do you need it?

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If a Pipe Breaks

Learn what to do when a pipe bursts with this helpful video flooded with smart tips.

If a Tree Falls

This handy video helps you stay prepared in case a fallen tree has damaged your house.

Snapshots

Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going.

Accidents

Accidents happen to everyone. We're here to help.

If You're In An Accident

Learn the best steps to take after you’ve been in an automobile accident with this useful, step-by-step video.

The Wild West of Data Theft

Learn about cyber liability insurance in this entertaining video.

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Articles

Does Your Credit Score Affect Your Insurance Rates?

Your credit score may influence how much you pay for auto and home insurance.

Disability Insurance: Who Should Have It?

There are generally 3 ways to obtain disability insurance. We're discussing these options in-depth, as well as whether or not you should consider purchasing your own policy.

Short Term vs. Long Term Disability Insurance

From covering broken bones to chronic illness, here's what you need to know when it comes to your disability insurance options.

Understanding Extended Care

Understanding the types of extended care services—and what those services could cost—may be critical.

What is Blanket Coverage?

Do you know what Blanket Coverage is?

Term vs. Permanent Life Insurance

When considering life insurance, it's important to understand your options.

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Videos

Accidents

Accidents happen to everyone. We're here to help.

Stay Safe with a Business Owner's Policy

Learn the advantages of Business Owner's Policies with this highly educational and fun animated video.

Combine Your Policies and Save

Some things just make perfect sense in pairs.

The Wild West of Data Theft

Learn about cyber liability insurance in this entertaining video.

If You're In An Accident

Learn the best steps to take after you’ve been in an automobile accident with this useful, step-by-step video.

The Best of Both Worlds

Here are a few reasons we’ve chosen to be independent.

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